If you owe more than you think you can repay, Clear debt can help you clear debt. They can lower your total debts, ensure you pay no more interest on them and help you become debt free in five years or less. If you want to see how much less you could be repaying every month, why don’t you take the two minute Clear Debt Analyser now? Clear Debt is here to help the hundreds of thousands of people in England & Wales who are deeply in debt. Some do not realize the seriousness of their situation; some think there is nothing they can do about it. Many are frightened of losing their home and livelihood. Their site is full of resources to help you understand your situation, cut your household costs and plan a route out of debt. However, we can offer you much more than just information: Clear Debt is here to offer you a debt management solution and help you for Debt Management Plans that will cut the total you owe, freeze the interest you pay and remove any threat to the home you own. Your creditors will be legally bound they will never chase you and you will have one fixed and affordable monthly payment to make. They could be your route to a debt free future with no financial worries. Even if we cannot help you with an IVA, it is still worth taking the test - the report you receive will show you what all your options are and help you understand what to do next.