How would you consolidate debt?

If you are looking to consolidate debt and want to know what the best option for your situation is, make sure you do your homework. Go to and get all the information you need for you, to consolidate your debts. helps me and my hubby a lot because even just reading all the information you’ll learn a lot on how to save money. The most common debt relief options are: debt consolidation loans, debt management plans or credit counseling, and debt settlement.

When you look to
consolidate debt you have many options, from services like debt management, debt settlement, or credit counseling to debt consolidation loans and mortgage refinancing. Typically, you should look at how much you can afford a month and what your credit rating is. If you can afford to make your payments and have equity in your home, then look to consolidate debts with a loan or refinance. If you can afford 2.5% of the face value of your debts, then look to credit counseling. If you have impaired credit and want the lowest payment, then seek debt settlement providers.

No matter want choice you make when deciding how to consolidate debt, let point you in the right direction with advice and debt consolidation providers that have been pre-screened to help you consolidate debt.


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LittleStar said...

Everyone's situation is unique but, if you do as much research as you can and use debt consolidation articles and other tools you find as a general guide, you can customize it to fit your situation.

cecilgrass said...

Agreed Star. I would recommend getting some consolidation credit counseling at They helped me out a lot.